top of page

Turn Your Business Into A Profit Machine

A simple, step-by-step way to budget, forecast, and finally see where the money goes.

Different on purpose:
no pep talks—just numbers,
plans, and action.

• Visual, step-by-step framework

• Hands-on implementation

• Ongoing support

What We Do

We Transform Business Finances Through the Cashflow Canvas Method.

 

The signature Cashflow Canvas approach breaks down complex financial management into eight essential building blocks, creating a clear pathway to financial stability and growth.

Pick Your Path:

Masterclass

10-Week Cohort

2 Day Intensive

Start Your Journey To Financial Mastery

Start mapping your financial roadmap.

Download the free Cashflow Canvas Palette + Colour Key

1

Equip yourself with everything you need to succeed.

Enroll in the Cashflow Canvas Online Course

2

Join a cohort to connect with like-minded founders who are on the same journey. 

Get Support

3

The Eight Building Blocks

The Cashflow Canvas is built around eight essential building blocks, each representing a critical component of your business's financial foundation.

Investing in
Your Future

The Cashflow Canvas is specifically designed to help you master the basics of business budgeting, so you can:

1. Pay yourself a fair salary;

2. Set a profitable price for your products or services;

3. Build a plan to double down on debt and repay your debt.

Cashflow Canvas_edited.png

Revenue Streams

The main ways your business earns money from selling products or services.

Cashflow Canvas (1)_edited.png

Direct Costs

The specific costs tied directly to producing a product or delivering a service, like materials and labour.

Cashflow Canvas (2)_edited.png

Price Points

The strategic decision on how much to charge for your products or services, based on costs, competition, and customer value.

Cashflow Canvas (3)_edited.png

Assumptions

The expectations around customer buying behaviour and payment timing that impact when your business gets paid.

Cashflow Canvas (4)_edited.png

Team + Personnel

The expenses related to hiring, salaries, and benefits for your team members.

Cashflow Canvas (5)_edited.png

Space + Operating Costs

The expenses related to your business location, utilities, and day-to-day operational needs.

Cashflow Canvas (6)_edited.png

Marketing + Sales

The investment in activities that drive customer acquisition and revenue growth.

Cashflow Canvas (7)_edited.png

Other Costs

Miscellaneous expenses like loan repayments, contingency funds, and depreciation.

Our Impact

in Numbers

Facts & Figures

+11k

Over 11,000 entrepreneurs in Canada have been helped by the Cashflow Canvas program

294 billion in annual revenue  is generated from small businesses in Canada

294b

80%

80% success rate of SMB's who regularly monitor their cash flow

88% of Small Businesses consider cash flow management a priority

88%

sSqRR3xETqKJSsPP6b5A_CFC_Rainbow_Plain (4).png
I've done this previously, but never really got it in the same way as today, so thank you!
Clear explanations in an easy-to-understand format, and I can retain what I've learned.
Incredible resources and information to take away.
I loved the easy-to-use tools.
The step-by-step approach makes it digestible and not overwhelming.
Clear explanations and great, simple examples made it easy to understand.

Master Your Cashflow Today,

Secure Your Business for Tomorrow, Thrive With Confidence

The Cashflow Canvas is your financial North Star, guiding you along the Yellow Brick Road to the bank and beyond.

 

Unlike traditional budgeting tools, this innovative system helps you not just fill in numbers but truly understand and map them out.

 

With The Cashflow Canvas, you’ll gain clarity, control, and confidence to navigate your financials, so every dollar you earn plays a meaningful role in your success.

We don't just "Coach"

We roll up our sleeves and help you:

  • Map out your revenue streams

  • Untangle your direct costs

  • Fix pricing leaks

  • Build a plan that scales

 

You’ll leave with a profit-focused, action-ready roadmap and the clarity to make decisions that grow your business with confidence

Editable CFC FIN FACT SERIES 1 [1080 X 1080] (1)_edited (1).jpg

Our Certified
Cashflow Canvas
Coaches

At Cloud Business Services, we deliver certified Cashflow Canvas coaching to empower small business owners with financial clarity. Our team combines accounting expertise with a passion for teaching, making complex financial concepts accessible. Tanya and Sandra bring multiple professional designations and specialized experience to every coaching session. We focus on education rather than dependency—providing the tools to implement the Cashflow Canvas methodology in your business, transforming financial uncertainty into confident decision-making for sustainable growth.

Tanya Hilts
CPB, FCPB, CFCC, AIA

Tanya Summer 2025 Headshot blurred background.jpg

As a certified Cashflow Canvas Coach with multiple professional designations including CPB, FCPB, and AIA, Tanya combines almost 30 years of tax compliance, over 15 years of cloud accounting expertise with strategic cashflow management to help small business owners reverse engineer their numbers for sustainable growth and financial confidence. Her adopted approach to cashflow mastery has been recognized across North America, with partnerships including the Business Development Bank of Canada and Small Business Development Centers nationwide.

Sandra Byers
CPB, CFCC

IMG_0565 (1).jpg

With eight years of specialized experience in cloud accounting technology and as a Certified Professional Bookkeeper, Sandra brings a wealth of practical knowledge to help small business owners transform complex financial data into actionable cashflow strategies that drive measurable business growth. Her client-centered approach and technical expertise ensure that every business owner not only understands their numbers but can confidently use them to make strategic decisions that secure their financial future.

Let’s revive your financial future together

Cloud Business Services

250 Sidney St

Belleville ON  K8P 3Z3

Tel: 613-480-5024

hello@plan4profit.co

© 2025 by Cloud Business Services. Built on Wix Studio

bottom of page